Privacy Policy

Effective Date: June 24, 2026

Codey Clay Insurance Services ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or submit information through our online forms.

By using this website, you agree to the practices described in this Privacy Policy.

Information We Collect

We may collect personal information that you voluntarily provide, including:

Full name

Email address

Phone number

Mailing address (if provided)

Date of birth (if provided)

Information related to your insurance needs

Any additional information you submit through forms or communications

We may also automatically collect limited technical information, such as:

IP address

Browser type

Device information

Pages visited

Date and time of your visit

How We Use Your Information

We may use your information to:

Respond to your inquiries

Schedule consultations

Provide insurance quotes

Recommend insurance products and services

Verify your identity when necessary

Improve our website and customer experience

Comply with legal and regulatory requirements

Contact you regarding products or services you requested

SMS Communications

If you provide your mobile phone number and expressly consent to receive SMS messages, you may receive text messages related to your insurance inquiry, appointment confirmations, appointment reminders, policy-related communications, customer support, requested insurance information, and occasional follow-up messages. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for assistance. Consent to receive SMS messages is not a condition of purchasing any insurance product or service.

Sharing of Information

We do not sell your personal information.

We may share your information only when necessary with:

American Income Life Insurance Company or affiliated insurance carriers for insurance-related services

Licensed insurance professionals assisting with your request

Service providers that help operate our website or business

Government agencies or regulators when required by law

Cookies

Our website may use cookies and similar technologies to improve functionality, analyze website traffic, and enhance your browsing experience.

You may disable cookies through your browser settings.

Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, or misuse.

However, no internet transmission or electronic storage method can be guaranteed to be completely secure.

California Privacy Rights

If you are a California resident, you may have certain rights under applicable California privacy laws regarding the personal information we collect.

To exercise these rights, please contact us using the information below.

Third-Party Links

Our website may contain links to third-party websites.

We are not responsible for the privacy practices or content of those websites.

Children's Privacy

This website is not intended for individuals under the age of 18.

We do not knowingly collect personal information from children.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Any changes will be posted on this page with an updated Effective Date.

Contact Information

Codey Clay
Licensed Life Insurance Agent (California License #4537910)

Email: [email protected]
Phone: (510) 5108309501

Important Insurance Disclosure

Codey Clay is a licensed life insurance agent contracted with American Income Life Insurance Company. This website is independently owned and operated and is not the official website of American Income Life Insurance Company. Insurance products are subject to underwriting approval, policy terms, conditions, limitations, and state availability.

SMS Consent Notice

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors in support services (such as customer service or technical support) is permitted. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Frequently Asked Questions

Common Questions Answered for your convenience.

What types of life insurance do you offer?

We specialize in permanent life insurance solutions, including Whole Life, Universal Life, Final Expense, Life Paid-Up at 65, Family Coverage Plans, Executive Life Insurance, and retirement-focused strategies. We'll help you compare your options and find coverage that fits your goals and budget.

Do I have to schedule an appointment to get information?

While an appointment allows us to provide personalized recommendations, you're welcome to contact us with general questions at any time. We're here to help you better understand your options before making a decision.

Can my life insurance policy build cash value?

Yes. Many permanent life insurance policies may accumulate cash value over time. Depending on the policy, you may be able to access a portion of that value through policy loans or withdrawals. Availability, growth, and access depend on the policy's terms and conditions.

How do I know which life insurance policy is right for me?

Every person's financial situation and goals are different. During your consultation, we'll review your needs, explain the available options, and help you understand which solutions may be appropriate for you. There is no obligation to purchase a policy.

How much coverage should I purchase?

The right amount of coverage depends on your financial goals, family obligations, income, debts, and future plans. During your complimentary consultation, we'll review your situation and help you determine a coverage amount that aligns with your needs.

Can I update my coverage as my needs change?

Life changes such as marriage, having children, purchasing a home, or changing careers may affect your insurance needs. Reviewing your coverage periodically can help ensure it continues to align with your goals.